Private Money Lenders!
- Earn up to 18% APR on secured real estate loans
- Lend $25K up to $300K to well-vetted borrowers
- Your deals are secured with 2× collateral
- Earn significant recurring monthly income
PML Connectors · Capital Raisers · Referral Partners
Learn how you can earn significant passive income through our connector program.
Free training
Start quickly and be up and running within 2 weeks.
Free leads
Earn significant passive income with leads provided at no cost.
Your network
Tap into the relationships you already have for significant passive income.
Great results
A program built around getting real outcomes for our partners.
Calculate Your Monthly Returns
See exactly how much passive monthly income your capital can generate with Money Mall America's 2× collateralized private loan opportunities.
*Typical deals offer between 10% to 18% APR depending on property type and loan structure.
Your Projected Cashflow
Your Capital Is Protected At Every Step
Our private lending program is engineered to safeguard lenders through rigorous borrower screening, double-collateral requirements, recorded liens, and absolute deal control.
Double Collateral Protection Required
Every borrower must provide investment properties with equity worth at least twice the loan amount. This strict 2:1 collateral cushion provides significant downside margin of safety for your principal capital.
Recorded Liens
A formal legal lien is recorded on all verified collateral properties. The borrower only receives a satisfaction of mortgage after your principal and all accrued interest have been fully satisfied.
You Make the Final Call
As a private money lender, you maintain full discretion to approve or decline any loan package. We present the deal; you make the call. Capital is never deployed without your explicit written approval.
Complete Underwriting Summary
For every deal, we prepare a thorough underwriting summary highlighting property valuation, borrower track record, exit strategy, and document verification so you can decide with 100% clarity.
Flexible Term Rollovers
Between months 4 & 5 of each loan, choose to: reinvest principal, reinvest principal + interest earned, or receive full cash payoff at term maturity. Repeat lenders often cycle across 5 to 10 deals per year.
How Private Money Lending Works
We handle the underwriting, legal documentation, and monitoring — you supply the capital and collect double-digit monthly returns.
We Identify & Vet Qualified Deals
Only top-tier borrowers who pass our rigorous background checks, credit reviews, and real estate experience verifications are brought forward for private lender review.
You Review & Approve the Loan
Receive a full deal underwriting summary with appraised values, LTV, exit strategy, and interest rate. Terms are completely transparent — you make the final lending decision.
Collateral Verified & Liens Recorded
Borrowers must provide real estate properties with equity at least 2× the loan amount. Property equity is verified via third-party appraisal or BPO, and a legal lien is recorded.
Receive Direct Monthly Interest
Interest is paid directly to your bank account every month throughout the loan duration. No chasing payments or property management — we monitor project progress.
Principal Returned or Reinvested
At term end (typically 6 months), choose to roll over principal into a new vetted deal, compound earnings, or receive your full capital back directly.
Got Questions About Lending With Us?
Clear answers to common questions from high-net-worth individuals, family offices, and private lenders.
What You Should Know As A Private Money Lender
Qualification Notice
Not all borrowers or properties will qualify for 100% funding or lender inclusion. Our program is designed exclusively for well-qualified private lenders and borrowers. The hard money and/or private money lenders make all final lending decisions.
Risk & Guarantee Disclaimer
Private money loans are not guaranteed by any federal or state institution. There is always an inherent risk of loss of principal. Consult with an investment professional before committing any money to real estate debt opportunities.
Valuation Verification
Collateral property valuation is verified through independent third-party property appraisal, broker price opinion (BPO), loan statement, or seller contract believed to be accurate prior to closing.
Ready to Earn Double-Digit Returns?
Schedule a consultation to learn how you can put your capital to work with double-digit, monthly-paying returns secured by real estate.